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請你相信一個伙伴,他自己就是個過來人︰如果一個人猛然從上層滑到下層, 從他騎的軍官的高頭大馬一直跌進爛泥里,這可絕不是等閑小事啊。??告 訴你這句話的人,曾經在這間破破爛爛的小房間里從中午十二點一直坐到天 黑,他當時也正好對他自己這麼說︰‘這我不在乎。’我是在十一點半前幾 分辦完的離職手續。我不願再到軍官餐廳去跟其他人坐在一起,而穿上便服 我又不敢在大白天走上大街。于是我就要了這個房間,——現在你明白了吧, 為什麼我總是偏偏要這個房間——我在這兒一直等到大黑,免得有人滿懷同 情地眯著眼楮看巴林凱如何穿了一件窮酸的灰色上衣,頭戴一頂圓形呢帽悄 悄溜走。那兒,那扇窗前,我正好就站在那扇窗前,再一次探出頭去看看下 面來來往往的行人。伙伴們在那兒走路,每個都穿著軍裝,身體挺得筆直, 神態無拘無束,個個都像小天神,每個都知道,自己是何等人物,屬于哪個 階層。這時我才明白,我在這世界上微如芥未。我仿佛覺得,連同軍裝把我 自己的皮也剝了下來。你現在當然會這樣想︰胡說八道!這塊衣料是藍的, 另一塊是黑的或者灰的,一個人散步的時候手里握著一把佩刀還是一把雨 傘,還不都一樣!可是直到今天,我所有的骨頭縫里還都感到我當時所受的 震動。那天夜里,我悄悄地溜出去,直奔火車站,在拐角的地方有兩名輕騎 兵從我身邊走過,誰也不向我敬禮。然後我自己把我的小皮箱提進三等車廂, 坐在渾身汗濕的農家婦女和工人當中??是的,我知道,這一切都很愚蠢, 而且很不公平。我們所謂的軍官階層的榮譽純粹是狗屎??可是服役八年, 士官學校四年,這種東西已經深入血液!起先我覺得自己像個殘廢,或者像 個臉上長了膿瘡的人。願天主保佑你,別讓你去親自經歷這種事情!就是給 我全世界所有的金錢,我也不願重新經歷一遍當時我從這里溜出去,繞過每 一盞路燈一直走到火車站去的情景。而這一切還僅僅是好戲剛開場呢。” 三十七白白发布在线视频 我感到不寒而栗,大為震驚,太陽穴像有鐵錘在敲,越敲越猛。白白色发布在线视频 你否認我對你所懷的感情,要否認也否認不了。現在我只好求你,千萬別對 我殘忍,即便是最困苦、最可憐的人也有他的自尊心。我受不了你因為我控 制不住我的心而輕視我!我並不要你回報我的愛——不,我指著要治愈我、 拯救我的天主起誓,我是不敢心存這樣狂妄大膽的念頭的。即使做夢我也不 敢希望,像我今天這副模樣,你就會愛上我。你知道,我不要你做出犧牲, 我不要你對我同情!我什麼也不要,只希望你能容忍我等待,默默地等待, 直到那時刻終于來臨!我知道,我向你要求的這一點也已經夠多的了。但是, 把這最可憐、最微不足道的幸福賞賜給一個人,難道真的太多了嗎?一條狗 有時抬起頭來,默默地看著它的主人,主人也會心甘情願地把這幸福賜給它 的啊!難道非馬上用暴力把他頂回去,用輕蔑來鞭撻他不可嗎?因為只有這 一點,我告訴你吧,只有這點我受不了。像我這樣可憐的人,如果因為泄漏 了自己的感情而使你對我產生反感,這我可受不了。如果在我自己無地自容、 心情絕望之余你還要再對我加以懲罰,那我只有一條路可走了,你是知道這 條路的。我已經給你看過這條路了。 “不行,這樣不行,”最後,他頭也不抬,憂郁他說道。“少尉先生,白白色发布在线视频最新福利视频 “請您立刻把我上封信銷毀!我當時瘋了,完全瘋了。我在信里寫的一 切,全部不是真的。請您明天不要到我們家來!請您一定不要來!我在您面 前這樣自輕自賤,屈辱可憐。為此,我必須懲罰我自己。所以明天您絕對不 要來,我不願您來,我禁止您來!不要回信!絕對不要回信!請您忠實可靠 地毀掉我上一封信,每個字都忘得干干淨淨!請您不要再想它。”

As with the government shutdown before it, the costs of tariffs for Chinese imports on small businesses do not end when politicians say they do

20Jun

As the trade war between the US and China continues and billions of dollars in tariffs continue to weigh down the supply chains of America's small businesses, we may be reminded of another recent political decision that ended up hurting American businesses and workers most of all.

The cost of the shutdown

In the weeks following the end of the longest-ever federal government shutdown earlier this year, there was much talk of the cumulative effect that the shutdown had on the economy a permanent loss of $3bn, according to a Congressional Budget Office estimate.

While the losses that private sector businesses experienced during the shutdown were real and painful for millions of Americans, the CBO's analysis did not incorporate indirect effects, such as the lack of access to government-backed loans specifically, small business administration (SBA) loans.

SBA loans are considered the gold standard of small business loans. They are not funded by government money but dispersed by trusted partners and backed by a federal guarantee. SBA loans are important tools for small business owners who qualify: It is rare to find traditional loans with interest rates and repayment terms that beat SBA loans.

During the shutdown, the processing of SBA loan applications was forced to an indefinite stop. As days dragged into weeks, reality set in for small businesses: If you want to make investments in your business an expansion or renovation, new hires, refinancing you may not be able to wait.

Many did not. According to data sourced by Fundera, 11% of businesses that were ready to receive SBA loans these were businesses that passed FICO small business scoring service (SBSS) and would fund tomorrow if they could instead opted to get financing from a different source than the SBA during the shutdown. In all, 50% of businesses who started an SBA application with Fundera went on to submit loan applications for other products during this time period.

This is no small thing. Some business owners decided to move ahead without receiving the best funding possible. As a result, they may end up paying out more in interest rates and other fees, over a shorter repayment period.

The long-term impacts

In all, a wealth of opportunities may have been wasted, squandered or otherwise gone unrealized as contractors moved on, deals dried up and decisions were made to move ahead while small businesses missed out on more than $2bn in halted funding from the SBA.

Couple these lost opportunities to acquire affordable funds with the lost revenue from decreased demand during December and Januaryand many small businesses may now be mired in uncertainty rather than prosperity.That is because a business that qualifies for an SBA loan can stretch their debt and shrink their monthly payments. This frees up cash flow that they can put into their pockets, reinvest into their business, pay down additional debt, expand, grow, hire and ultimately have a better chance of success.

The SBA has reportedly been working hard on processing loan applications since the government reopened. But just as government contractors will not receive back pay, America's small businesses will be unable to return their less-optimal funding for SBA loans.

The cost of Chinese tariffs

A similar sort of uncertainty is playing out today thanks to tariffs on billions of dollars' worth of Chinese goods with the potential for even more tariffs in the weeks to come, covering every sort of Chinese import. According to a poll of 1,700 small business owners, 43% of businesses said that their costs are increasing as a result of the additional 15% duty tax they may need to pay on imports. Businesses which for years cultivated trusted Chinese manufacturers will now have to pay untenable prices for their wares or seek less experienced and poorer quality suppliers in countries like Indonesia and Vietnam.

Will these tariffs last through next month? Will they last through the end of this presidential term? Will they go another four years? Business owners can take out loans or find workarounds to mitigate the hits to their bottom lines, but at the end of the day, they will still pay a ton in tariffs, in lost business, in poorer quality that can kill their business over the course of a few short months.

Most politicians agree that small businesses are the engine of America's economy, as they make up 99.7% of US employer firms but long-term government shutdowns and supply chain price hikes stall that engine and force many of its components to halt entirely.

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